If You’ve Been Denied Workers’ Compensation in Maryland, Find Out What Might Have Gone Wrong
Maryland workers’ compensation benefits help offset medical expenses and lost earnings when work-related accidents and injuries happen. However, many employees face challenges during the application process. Benefit denials are unfortunately common and can leave you feeling worried and uncertain about the future.
The reality is that most denials happen for predictable reasons. Our Maryland workers’ compensation attorney explains what to be alert for and how to avoid mistakes.
Common Reasons For Maryland Workers’ Compensation Claims Denials
Benefits available through the Maryland Workers’ Compensation Commission provide a safety net when injuries happen on the job. Unfortunately, it can come as a shock when claims get denied by the insurer.
Often, it’s the result of technicalities, missing information, or an attempt by the insurance company to save money. Common reasons for denied benefits include:
- Failure to report work-related injuries promptly to your employer.
- Missed deadlines for filing Maryland workers’ compensation claims.
- Disputes over the severity of your injuries or whether they are work-related.
- Not visiting a doctor, getting recommended testing or follow-up care, and a lack of medical records, test results, or other evidence.
- Pre-existing conditions, which insurers may use to dispute whether your injuries happened on your current job.
Understanding these reasons can help you and your attorney anticipate challenges before they have a chance to derail your Maryland workers’ compensation claim.
How to Avoid Mistakes That Lead to Denial Of Workers’ Compensation Benefits In Maryland
Under the Maryland Code, employees may be entitled to workers’ compensation benefits, whether they are part-time or full-time workers, and regardless of how their injuries happened. However, as benefits are paid out by for-profit insurers, denials are common.
The good news is that being denied workers’ compensation benefits in Maryland can often be avoided by taking proactive steps. To protect yourself and your rights, our Maryland workers’ compensation attorney recommends the following:
- Report the injury immediately, even if symptoms seem minor at first.
- Document how they happened, including the time, place, circumstances, and any witnesses.
- Follow your doctor’s treatment advice, undergo recommended testing, and keep up with all appointments.
- Keep copies of all medical records and ensure your doctor clearly notes that your injuries are work-related.
- File a claim with the WCC as soon as possible.
- Get legal help to guide you through the process, especially if your injuries or benefits get disputed.
Problems With Your Claim? Contact Our Experienced Maryland Workers’ Compensation Attorney Today
If your Maryland workers’ compensation benefits get denied or delayed, don’t give up. You have the right to challenge the insurer’s decision, and many claims get approved on appeal.
At Berman | Sobin | Gross LLP, we have decades of combined experience successfully representing injured workers in these claims. Whether you’re filing for the first time or challenging a denial, you can count on us to help you avoid common problems that could jeopardize your rights to benefits. Contact our office today to schedule a consultation with our experienced Maryland workers’ compensation attorney.
Source:
govt.westlaw.com/mdc/Browse/Home/Maryland/MarylandCodeCourtRules
