Workers’ Compensation Claims for Executives in Maryland
Workplace injuries can happen to anyone, including high-level executives. They often work in demanding, high-pressure environments, and falls, being struck by objects, overuse injuries, and stress-related health conditions are all common.
Workers’ compensation benefits in Maryland can pay for medical bills, lost earnings, and other related costs, but claims processes can be incredibly complex for executives. Our Maryland workers’ compensation attorney explains the types of benefits available and common challenges executives face in getting the total amount they deserve.
Types of Workers’ Compensation Benefits for Executives In Maryland
Maryland executives are entitled to the same types of workers’ compensation benefits as any other employee. These benefits, outlined under the Maryland Workers’ Compensation Act, address the financial and medical impact of workplace injuries and occupational illnesses. Common types of benefits executives may be entitled to include:
- Medical benefits: This pays all reasonable, necessary, and related medical treatments for your injury or illness, which can include surgeries, medications, and physical therapy.
- Temporary total disability benefits: This compensates for lost wages during recovery for executives who are temporarily unable to work due to their condition.
- Temporary partial disability benefits: Partial wage replacement is available for executives who can return to work but with reduced hours or responsibilities.
- Permanent partial or total disability benefits: This compensates for long-term or permanent impairments resulting from work-related injuries or illnesses.
- Vocational rehabilitation benefits: This can provide for training and help with job placement if the executive has permanent restrictions that prevent them from performing their previous duties.
While executives are entitled to the same benefits as any other employee, their unique job functions and high-stakes responsibilities make calculating and allocating these benefits more complex.
Common Challenges in Executive Maryland Workers’ Compensation Cases
Workers’ compensation benefits in Maryland provide a safety net for executives, but these claims can also present significant challenges. Among the most common include:
- Disputes Over Employment Status – Some executives are classified as independent contractors or exempt employees, making them ineligible for workers’ compensation.
- High Salary Compensation Limits – Workers’ compensation benefits are capped, meaning executives earning high salaries may receive significantly less than their usual income.
- Work-Related Injury Disputes – Employers may argue that an injury was not work-related, especially if it occurred during travel, networking events, or activities outside standard job duties.
- Pre-Existing Conditions – Insurers may claim that the injury was due to a pre-existing condition rather than a workplace accident.
- Pressure to Work Through Injury – Executives often feel obligated to continue working despite their injuries, which can delay medical treatment and impact their claim.
- Reputational Concerns – Filing a claim may be seen as a sign of weakness or could create tension with the company, discouraging executives from pursuing rightful benefits.
- Employer Retaliation or Resistance – While illegal, some companies may subtly discourage executives from filing claims or pressure them to use private insurance instead.
Get Trusted Legal Guidance In Maryland Executive Workers’ Compensation Claims
If you’re an executive in Maryland facing work-related injury or illness, get the trusted legal guidance you need during this challenging time at Berman | Sobin | Gross LLP. We have extensive experience handling executive workers’ comp claims and can take the legal actions needed to get you the maximum benefits. Call or contact our office online to protect your rights in a claim. Schedule a consultation today with our experienced Maryland workers’ compensation attorney.
Sources:
wcc.state.md.us/gen_info/wcc_benefits.html
ziprecruiter.com/Salaries/Executive-Salary–in-Maryland.
