When Maryland Workers’ Compensation Benefits Stop Too Soon

For injured workers in Maryland, workers’ compensation benefits are a lifeline, paying for medical care and covering part of your lost income while you heal. But what happens when those payments suddenly stop, even though you’re still unable to work?

If your benefits end too soon, it’s natural to feel anxious or even betrayed. The good news is you still have options. Our experienced Maryland workers’ compensation attorney explains how state law gives you the right to challenge premature terminations and get the total amount of support you deserve.

Common Reasons Why Maryland Workers’ Compensation Benefits Stop Early

The Bureau of Labor Statistics (BLS) reports that over 40,000 people are injured on the job in Maryland each year. Benefits available through the Maryland Workers’ Compensation Commission (WCC) act as a safety net, covering portions of your lost income and your medical care while you recover.

Unfortunately, getting the benefits you are rightfully entitled to can be difficult enough. Even once approved, insurers may cut them off prematurely to save money. Common reasons Maryland workers’ compensation benefits end too soon include:

• An insurer disputes your doctor’s findings, claiming you’re fit to return to work.
• You missed a medical appointment or evaluation, even for valid reasons.
• A new doctor’s report suggests you’ve reached “maximum medical improvement,” even if you’re still in pain.
• Your employer challenges your ongoing disability, saying light-duty work is available.
• Clerical or communication errors cause benefits to lapse without notice.

If any of these sound familiar, don’t panic. You have the right to appeal the insurer’s decision, and many early terminations can be reversed with the right documentation and legal action.

How to Protect Your Maryland Workers’ Compensation Benefits and Appeal a Termination

You don’t have to accept an insurer’s decision at face value. Maryland workers’ compensation laws protect your rights and offer several ways to appeal and reinstate your benefits. The key is to act fast and gather strong evidence. Take these steps if your benefits stop too soon:

• Contact your claims adjuster to verify whether it’s an error or intentional termination.
• Get updated medical documentation showing you still can’t safely return to work.
• Request an administrative hearing with the Maryland Workers’ Compensation Commission.
• Avoid returning to work prematurely, which could jeopardize your health and harm your case.
• Work with an experienced Maryland workers’ compensation attorney to build your appeal and represent you at the hearing.

We can challenge biased medical opinions, prove your ongoing disability, and ensure your employer and the insurer comply with Maryland law.

Benefits Stopped? Contact Our Maryland Workers’ Compensation Attorney Right Away

Workers’ compensation benefits in Maryland provide a lifeline when on-the-job injuries or illnesses happen. However, it is not uncommon for these benefits to stop too soon.

At Berman Sobin Gross LLP, we’ve helped countless clients restore wrongfully terminated benefits. To get the total amount you are entitled to, reach out and request a consultation today with our Maryland workers’ compensation attorney.

Sources:

bls.gov/regions/mid-atlantic/news-release/workplaceinjuriesandillnesses_maryland

wcc.state.md.us/

peoples-law.org/workers-compensation