What to Do If Injured As A Passenger In A Maryland Rideshare Accident
Rideshare providers, such as Uber and Lyft, make getting around easy, but what happens when your ride ends in a crash? As a passenger, you may automatically trust drivers to get you to your destination safely, but ridesharing car accidents in Maryland are unfortunately common.
In the aftermath, you could be left with serious personal injuries, along with medical bills, lost income, and confusion about who is responsible and which insurance company will pay. Our experienced Maryland rideshare accident attorneys explain how liability works and the steps to take to protect your rights in a claim.
How Rideshare Accident Liability Works in Maryland
Many Maryland residents rely on ridesharing services, whether to get to work, run errands, or get home safely after a night out with friends. Unfortunately, as with any other vehicle, car accidents can happen and may leave you suffering serious personal injuries.
The Maryland Insurance Administration advises that Uber, Lyft, and other ridesharing service providers must carry special insurance that protects both drivers and passengers in case of a collision. However, coverage depends on what the driver was doing at the time of the crash:
- If the ridesharing driver is not logged into the ridesharing app: Only the driver’s personal auto insurance applies.
- If they are logged in but waiting for a ride request: Limited rideshare liability coverage applies.
- If they are en route or carrying passengers: Full commercial coverage up to $1 million applies.
What if other drivers caused or contributed to a crash? In this case, their insurance may be liable.
What to Do After a Maryland Rideshare Accident
When ridesharing accidents in Maryland happen, you have the right to hold those at fault liable. If you are injured in this type of crash, take immediate action to protect yourself and your rights in a claim:
- Call 911 immediately to report the accident.
- Get contact and insurance information for the driver, the company they work for, and other motorists involved.
- Document the scene with photos and screenshots from the app showing your trip.
- Get witness contact information.
- Get immediate medical attention, even if symptoms appear mild.
- Avoid discussing fault with drivers or insurers.
- Contact an experienced Maryland rideshare accident attorney before giving a statement.
We can identify which insurer should pay, file your claim properly, and ensure you don’t get caught between Uber, Lyft, or another driver’s coverage limits.
Request a Consultation Today With Our Maryland Rideshare Accident Attorneys
Ridesharing accidents in Maryland are common and can leave you suffering serious harm. Berman Sobin Gross LLP represents passengers injured in Uber, Lyft, and other rideshare crashes and helps them get the compensation they deserve.
We know how confusing and complex these cases can be, and we work to get you the total amount needed to cover your medical bills, lost wages, and pain and suffering. If you were injured as a rideshare passenger, don’t try to navigate multiple insurance companies alone. Contact us today to request a consultation with our experienced Maryland rideshare accident attorneys.
Sources:
insurance.maryland.gov/Consumer/Documents/publicnew/FAQ-Sharing-Economy.pdf
uber.com/us/en/drive/insurance/
